Fyrstu kaup

Everything a first-time buyer in Iceland needs is public, and none of it is usable. The sales registry, the affordability rules, the difference between an indexed and a non-indexed mortgage, the neighbourhood price data — all of it sits across banks, government portals and registries, in different formats, assuming you already know the vocabulary.

The site treats the official registry as raw material rather than a destination. Recorded sales become an address-level valuation with visible comparables; income and savings become a map that colours neighbourhoods by what you can actually afford; the indexed-versus-non-indexed decision becomes a calculator that shows both curves side by side instead of a paragraph of explanation. Every data view names its source, every route is fully bilingual Icelandic and English, and there are no ads and no tracking anywhere — it links out freely to the banks and government services it sits alongside rather than competing with them.

A first-time buyer can go from "I have no idea what I can afford" to a specific address, a comparable sale and a monthly payment, without opening a bank's funnel.